Plan before you borrow

Loan Repayment Calculator

See your estimated monthly repayment, total interest and full cost of credit in seconds — so you can borrow with confidence and never be caught off guard.

4currencies supported
Real-timeinstant estimates
No sign-upfree to use

Your loan details

Enter your figures below. Everything updates in real time.

R

Estimated monthly repayment

R2,424.35

per month over 24 months

Loan amountR50,000.00
Number of payments24
Total interestR8,184.40
Total repaymentR58,184.40
Apply for this loan →

Estimate only — not a quote or an offer of credit. Actual rates and repayments depend on eligibility, affordability and verification checks.

How it works

Estimate your repayment in three steps

A quick way to understand what a loan really costs before you apply — no personal details required.

01

Enter your amount

Choose your currency and type in how much you'd like to borrow, or drag the slider to your target figure.

02

Set rate & term

Add an interest rate and the repayment period in months or years. Not sure? Use the typical ranges below as a guide.

03

Review your estimate

Instantly see your monthly repayment, total interest and full cost of credit — then apply when you're ready.

Typical ranges

Indicative amounts & terms by loan type

Use these as a starting point in the calculator. Your actual offer is based on affordability, credit profile and verification.

💳

Personal Loans

R5,000 – R250,000

Flexible funds for life's planned and unplanned moments, repaid in fixed monthly instalments.

Typical term6 – 60 mo
Indicative ratefrom ~12% p.a.
🏢

Business Loans

R20,000 – R500,000+

Working capital and growth funding structured around your business cash flow.

Typical term12 – 72 mo
Indicative ratefrom ~14% p.a.
💰

Debt Consolidation

R10,000 – R350,000

Combine multiple debts into one predictable monthly repayment with a clear payoff date.

Typical term12 – 72 mo
Indicative ratefrom ~13% p.a.
Borrow smart

Make the calculator work for you

  • Compare terms, not just monthly amountsA longer term lowers the monthly figure but usually raises the total interest you pay overall.
  • Test a range of interest ratesYour rate depends on your profile. Run a best-case and a higher scenario so there are no surprises.
  • Only borrow what you can comfortably repayA repayment that fits your budget protects your credit health and your peace of mind.
  • Factor in the total cost of creditLook at the full repayment figure, not only the headline monthly amount, before you commit.

Example at a glance

Borrowing R50,000 over 24 months at 15% p.a.

Monthly repaymentR2,424
Total interestR8,184
Total repaymentR58,184

Illustration only. Adjust the figures in the calculator above to match your own plans.

Ready to take the next step?

Apply online in minutes. Our team will review your details and get back to you with responsible, transparent options.

The Loan Assure repayment calculator is provided for general information and illustration purposes only. Results are estimates based on the figures you enter and do not constitute a quote, an approval, or an offer of credit. Actual interest rates, fees and repayments are determined after an affordability assessment and verification checks, and will vary according to your individual circumstances and applicable regulations in your country. Loan Assure (Pty) is committed to responsible lending.